EDUCATION:

University of West Florida, Pensacola, Florida - 1978
      Real Estate Sales Class

University of West Florida, Pensacola, Florida - 1972-73
      15 quarter hours credit in Computer Systems Design & Implementation

University of Tulsa, Tulsa, Oklahoma - 1960-62
      Degree: Bachelor Degree in Business Administration - Accounting Major

Pensacola Junior College, Pensacola, Florida - 1957-59
      29 semester hours credit in business courses
      52 semester hours credit in Liberal Arts courses

SPECIALIZED EXPERIENCE

1980 to Present - Sales of insurance and other related financial products
Licensed Mortgage Broker - March, 1999
Notary Public since 1962

EMPLOYMENT:

Public Employee Benefit Services Corporation (subsidiary of Nationwide Insurance
Company, Columbus, Ohio)
Registerd Representative - 1990 to 1999

      Sales and service of Section 457 Deferred Compensation Plans for public
      employees. Territory - seven counties of Northwest Florida

Equitable Life & Financial Companies, New York, New York
Registered Representative - 1980 to 1990

      Sales of life insurance and other related financial products

Baroco Electric Construction Company, Pensacola, Florida
Accounting Manager - 1976 to 1980

F.E. Booker Company General Contractors, Pensacola, Florida
Accounting Manager - 1973 to 1976

ORGANIZATIONS:

Pensacola Chamber of Commerce - Past Chairman, President's Club
Shoreline Singles Civitan Club - Charter President
Pensacola Press Club - Board Member
Florida Junior Miss Program - Board Member
Tiger Bay Club - Member
Pensacola Association of Life Underwriters (PALU) - Member
Executive Toastmasters